uob private banking
uob private banking
Blog Article
UOB Lender offers various individual banking companies built to meet up with the economical requires of people. Underneath is an in depth overview to help you understand The important thing elements and choices.
Different types of Accounts
Price savings Account: This account helps you to spend less when earning curiosity.
Attributes: Easy accessibility, fascination earnings, nominal fees.
Gains: Safe and sound place for your resources, probable development through fascination.
Recent Account: Ideal for day by day transactions and controlling costs.
Options: Checkbook facility, overdraft safety.
Benefits: Easy for regular payments and withdrawals.
Fastened Deposit Account: For all those wanting to generate bigger curiosity fees above a hard and fast period.
Capabilities: Fixed expression deposits, higher curiosity premiums in comparison to discounts accounts.
Advantages: Safe financial investment choice with predictable returns.
Loans
Particular Financial loans: Unsecured financial loans that can be utilized for a variety of applications like training or residence renovation.
Forms:
Installment Financial loans
Credit history Strains
Benefits: Flexible repayment terms, competitive interest prices.
Residence Loans: Tailor-made remedies for obtaining assets or refinancing present home loans.
Sorts:
Fastened Amount Household Personal loan
Floating Level Dwelling Personal loan
Gains: Distinctive designs to accommodate unique requires, interesting fees.
Charge cards
UOB delivers A variety of credit cards catering to different existence and shelling out practices:
Rewards Playing cards: Receive points on every order which may be redeemed for gifts or vacation miles.
Cashback Cards: Get cash rebates on day to day paying out for example groceries and dining out.
Journey Playing cards: Specific Advantages like air miles accumulation and vacation insurance policies coverage.
Financial investment Companies
For individuals keen on developing their prosperity by means of investments:
Device Trusts * Diversified portfolio managed by specialists. * Well suited for extended-time period development aims.
Structured Deposits * Combines the characteristics of traditional deposits with expenditure products. * Perhaps bigger returns but with some chance associated.
Insurance policy Products and solutions
To protect by yourself and All your family members against unforeseen activities:
Lifetime Insurance * Gives money stability in case of death or vital disease. * Might also function a savings Instrument with regards to the plan picked out.
Health Insurance coverage * Covers healthcare expenditures which includes hospitalization charges. * Important for mitigating substantial healthcare fees.
Digital Banking Services
Convenience at your fingertips through electronic platforms:
Online Banking
Helps you to take care of your finances on the internet:
Check out account balances and transaction background
Transfer funds concerning accounts click here or pay back costs
Make an application for new goods (financial loans/charge cards)
Mobile Banking
Banking on-the-go by using cellular apps:
Brief harmony checks
Mobile payment solutions (QR code payments)
Notifications & alerts about account action
Using these detailed offerings, UOB aims to offer customized banking options that cater precisely to specific needs while guaranteeing comfort and protection in all transactions.